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Aadhar Capital

Personal Loans ₹50K to ₹20 Lakh For Your Needs

Explore loan options from ₹50,000 to ₹20 Lakh+, with clear terms, applicable charges and repayment details. Final loan amount, interest rate and approval are subject to eligibility and credit assessment.

Quick Process Secure Application
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Apply Loan in 2 Minutes!

4 simple steps · 100% Digital · No Branch Visit

1
Name
2
Contact
3
Loan
4
Docs
👤 Personal Info

Enter your name & mobile number

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📧 Contact Details

Tell us how to reach you

💰 Loan Details

Enter your loan requirements

Estimated Monthly EMI (at 8.5% p.a.)
₹0 / month
Total Interest ₹0
Total Payment ₹0

*Indicative. Actual terms may vary based on eligibility.

📄 Documents & Bank

Aadhaar, PAN & Bank details for disbursal

📋 Application Summary
RBI registered NBFC

Quick
Approval

100%
Secure

Fast
Process

OUR PROCESS

4 Easy Steps to Apply for a Loan at Aadhar Capital Finance

Follow these simple steps to get your loan approved quickly and easily.

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📝

Application

Begin your loan journey by filling out our easy-to-use online application form with your basic personal and financial details. This helps us understand your requirements.

📄

Documentation

Upload all necessary documents such as KYC proofs (like Aadhaar, PAN), income statements, and other relevant papers securely through our platform to help us verify your eligibility.

✅

Approval

Our dedicated team thoroughly reviews and verifies your application and documents. Once everything checks out, we notify you about your loan approval status promptly.

💸

Disbursal

After approval, the sanctioned loan amount is quickly transferred to your bank account, so you can use the funds as per your needs without any hassle.

🤝 Aadhar Capital

EMI Calculator

The Aadhar Capital EMI Calculator allows you to estimate your monthly repayments before applying. By entering your loan amount, interest rate, and tenure, you can view an approximate repayment schedule. This tool is designed to help you understand your obligations clearly and choose a repayment plan that aligns with your budget.

Personal Loan Disclosure – Aadhar Capital

Interest Rate:
Annual interest starts at 7.99% p.a. and can go up to 12% p.a. based on credit profile.

Eligibility:
Loan approval requires full KYC and income validation.

APR Details:
Valid from 01 Jan 2024 – 31 Dec 2025
➤ Min APR: 7.9%
➤ Max APR: 12%
Includes interest, processing fee, and standard loan costs.

Repayment Terms:
Tenure: 12 to 120 months
*T&C Apply

Representative Example:
₹1,00,000 loan at 7.9% p.a. for 24 months:
EMI ≈ ₹4,543/month
Interest ≈ ₹8,242
Total Repayment ≈ ₹1,08,242

Why Choose Aadhar Capital?

  • ✅ Loan Range: ₹50,000 – ₹20,00,000
  • ✅ Interest Range: 7.9% – 12% p.a.
  • ✅ Tenure: 12 months to 10 years
  • ✅ Processing Fee: 2% of loan
  • ✅ EMI Bounce: ₹590 per bounce
  • ✅ No Pre-Closure Charges
  • ✅ Transparent APR Disclosures
  • ✅ 100% Digital & Paperless
  • ✅ Trusted NBFC since 2017 (Navi Mumbai)

EMI Calculator

Monthly EMI: ₹0

Total Interest

₹0

Total Repayment

₹0

Your Partner in Finance, Ready to Support Every Need — Apply Now!

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Grievance Redressal

Aadhar Capital is a financial services platform operated by AADHAAR GROUP LIMITED, a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI), bearing Corporate Identity Number (CIN): U74999HR2012PLC046356.

We strictly follow RBI regulations and uphold ethical lending practices to protect and empower our customers. In accordance with RBI directives, we have established a dedicated Grievance Redressal Mechanism that ensures fair, transparent, and time-bound resolution of complaints.

If you have any issues, we encourage you to reach out. Our team is committed to addressing all concerns promptly, typically within 5 working days, as per RBI norms.

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